Products & Services

Explore the array of products, services and bespoke solutions designed by Emida Technologies to meet the evolving needs of our service providing partners, retailers and unbanked consumers.

Point-of-sale (POS) Payment & Recharge Solutions

POS functionalities simplify managing and selling your products and services. Additionally, we can customize both the front-end or the underlying platform to support any POS integration with partners’ software to handle anything from subscription payments to gift card purchases. Some of the available features are:

Channel Management Platform gives telecom operators, distributors or service providers unprecedented visibility and control over every transaction, point-of-sale and mobile account in real-time.

Smartphone apps for Android and iOS handsets, handheld devices and tablets which can be client-branded or used to deliver incentive programs.

InstaPay is our best-in-class web-based platform for retailers to manage the sale of products and services. 

Feature phones which can turn any mobile device into a POS terminal for retailers to sell recharges through SMS or USSD messages.

Webservices API to integrate customers’ POS solutions (i.e kiosks, bank terminals, cash registers, ecommerce sites) with our backend

WhatsApp Commerce to communicate and transact with consumers worldwide.

Credit/debit card terminals that support a range of hardware including Verifone models, Ingenico, Android-based, and SMS devices with attached printers.

QR Code Top-Up allows prepaid subscribers to recharge quickly and anonymously to
protect their private information through smartphones.

Token Top-Up enables quicker, and more secure transactions from any mobile device, and eliminates the need for the subscriber to provide a personal mobile phone number.

Low Weekly Payments with no credit checks required, no down payment and flexible payment options (including CASH PAYMENTS in YOUR store on Instapayportal.com), your customers will spend more in your store, guaranteed.

Fpo

Point-of-sale (POS) Payment & Recharge Solutions

POS functionalities simplify managing and selling your products and services. Additionally, we can customize both the front-end or the underlying platform to support any POS integration with partners’ software to handle anything from subscription payments to gift card purchases. Some of the available features are:

Channel Management Platform gives telecom operators, distributors or service providers unprecedented visibility and control over every transaction, point-of-sale and mobile account in real-time.

Smartphone apps for Android and iOS handsets, handheld devices and tablets which can be client-branded or used to deliver incentive programs.

InstaPay is our best-in-class web-based platform for retailers to manage the sale of products and services. 

Feature phones which can turn any mobile device into a POS terminal for retailers to sell recharges through SMS or USSD messages.

Webservices API to integrate customers’ POS solutions (i.e kiosks, bank terminals, cash registers, ecommerce sites) with our backend

WhatsApp Commerce to communicate and transact with consumers worldwide.

Credit/debit card terminals that support a range of hardware including Verifone models, Ingenico, Android-based, and SMS devices with attached printers.

QR Code Top-Up allows prepaid subscribers to recharge quickly and anonymously to
protect their private information through smartphones.

Token Top-Up enables quicker, and more secure transactions from any mobile device, and eliminates the need for the subscriber to provide a personal mobile phone number.

Low Weekly Payments

Welcome to the most competitive Rent-to-Own (RTO) Program! With no credit checks required, no down payment and flexible payment options (including CASH PAYMENTS in YOUR store on Instapayportal.com), your customers will spend more in your store, guaranteed.

We do not require a Social Security number

We do not require a bank account

No Credit Check

Customers can make their weekly payments in cash at the store

Fast, in-store application either online or with new paper applications

LWP allows stores to offer their customers an easy Rent-To-Own (RTO) option to sell high-end inventory to customers who may otherwise not be able to purchase it.

We are the only RTO program that gives stores extra foot traffic by allowing customers to pay cash at the store & additional revenue by allowing stores to charge a $2 convenience/service fee per payment.

Store receives full payment within 24 hours of customer receiving product

InstaPay

Web-based portal for retailers to sell and manage our portfolio of products and services, from prepaid top-ups to utility payments:

Real-time reporting of commissions, spiffs, and sales.

Live dashboard to track your latest transactions and daily sales performance.

Customized homepage with top sellers to speed up your operation.

Self-management tools to view invoices or rates, manage business profiles, download sales reports, and access all your data.

Deposit capability via credit or debit cards.

Activate SIM cards and handsets from a variety of telecom providers.

WhatsApp Commerce

Offer electronic recharge and other subscriber services using WhatsApp and leverage the power of this ubiquitous communication platform used by consumers worldwide.

Benefits to Service Providers

Consumers can

QR Code Top-Up

Through smartphones, prepaid subscribers can recharge quickly, securely and anonymously through a QR code on their devices which allows telecom operators to:

Track real-time activity and provide incentives or customer loyalty rewards based on use.

Save money by going digital and since it’s voucherless and PINless, there are no prepaid cards to product, pins to generate or inventory to maintain or get stolen.

Have fewer recharge-related problems by having the QR code transmit the subscriber’s telephone number, thus eliminating data keying errors from merchants

Enhance the recharge experience by speeding up the process for subscribers while offering secure and anonymous recharges that protect their private information.

Be environmentally-friendly by eliminating printed cards or slips to write telephone numbers down.

QR Code Top-Up

Through smartphones, prepaid subscribers can recharge quickly, securely and anonymously through a QR code on their devices which allows telecom operators to:

Track real-time activity and provide incentives or customer loyalty rewards based on use.

Save money by going digital and since it’s voucherless and PINless, there are no prepaid cards to product, pins to generate or inventory to maintain or get stolen.

Have fewer recharge-related problems by having the QR code transmit the subscriber’s telephone number, thus eliminating data keying errors from merchants

Enhance the recharge experience by speeding up the process for subscribers while offering secure and anonymous recharges that protect their private information.

Be environmentally friendly by eliminating printed cards or slips to write telephone numbers down.

Channel Management Platform

Service providers, telecom operators and distributors get unprecedented visibility and control over every transaction, point-of-sale and mobile account in real-time. This ability to manage indirect channels selling your products is loved by compliance teams and CFOs.

Distribution Management Capabilities

Distribution Channel Hierarchy Management
Up to 5 channel levels from the master distributor to the point-of-sale (POS).

Detailed Retailer & Geolocated POS List

Payment & Liability Management
Collect and log payments from the distribution channel to fund their POS accounts.
Access detailed payment history in real-time along with liability snapshots.

Rate Plan Management
Flexible settings for automation of commission payments to distribution channels including per product, per denomination, and tier-based commissions, all in real-time.

Merchant Distribution Loyalty
Create and manage loyalty campaigns for your distribution channel merchants.

Inventory Management
Complete control and visibility of all items in inventory such as phones, SIMs, devices, airtime credits/balance and marketing materials. Assign and monitor inventory to all levels of the distribution channel.

Flexible Features

Promo Engine

Launch customizable subscriber promotions directly from the platform.

Web Service and Bank Integrations

Our APIs transact and integrate with any bank.

Cloud Support

Ability to deploy all of our technical solutions to the cloud.

World-Class Customer Support

ALWAYS included 24x7x365 bilingual (Spanish & English) customer care by email and phone (inbound and outbound).

Flexible APIs

for third-party integrations

Cross border Services Your subscribers can transfer funds to friends and family within various regions.

Support for Full Range of Terminals

POS, PCs, kiosks, feature phones, smartphones, cash registers, ATMs, etc.

Geotagging

Ability to geotag locations and show recharge availability.

Electronic Top-up

Multi-currency top-up and the ability to recharge any amount.

Mobile Apps

Smartphone applications for handsets, handheld devices and tablets.

Real-Time Capabilities

65+ Real-Time Reports
Obtain data from your entire distribution network including retailers and subscribers’
recharge and purchasing activity, anywhere and anytime.

Commission Payments
Calculated live for every transaction and can be distributed in real-time to the retailers.

Low Balance Alerts
Send email or SMS text messages when a retailer account is below a specified value.

Business and Subscriber Intelligence
Gain detailed insights regarding your mobile business plus subscriber intelligence via various real-time reports.

Daily Reconciliation
Get real-time liability reporting and run reports from our live system, and not from a data warehouse (DWH).

Distribution Management Capabilities

Distribution Channel Hierarchy Management
Up to 5 channel levels from the master distributor to the point-of-sale (POS).

Detailed Retailer & Geolocated POS List

Payment & Liability Management
Collect and log payments from the distribution channel to fund their POS accounts.
Access detailed payment history in real-time along with liability snapshots.

Rate Plan Management
Flexible settings for automation of commission payments to distribution channels including per product, per denomination, and tier-based commissions, all in real-time.

Merchant Distribution Loyalty
Create and manage loyalty campaigns for your distribution channel merchants.

Inventory Management
Complete control and visibility of all items in inventory such as phones, SIMs, devices, airtime credits/balance and marketing materials. Assign and monitor inventory to all levels of the distribution channel.

Flexible Features

Promo Engine

Launch customizable subscriber promotions directly from the platform.

Web Service and Bank Integrations

Our APIs transact and integrate with any bank.

Cloud Support

Ability to deploy all of our technical solutions to the cloud.

World-Class Customer Support

ALWAYS included 24x7x365 bilingual (Spanish & English) customer care by email and phone (inbound and outbound).

Flexible APIs

for third-party integrations

Crossborder Services

Your subscribers can transfer funds to friends and family within various regions.

Support for Full Range of Terminals

POS, PCs, kiosks, feature phones, smartphones, cash registers, ATMs, etc.

Geotagging

Ability to geotag locations and show recharge availability.

Electronic Top-up

Multi-currency top-up and the ability to recharge any amount.

Mobile Apps

Smartphone applications for handsets, handheld devices and tablets.

Real-Time Capabilities

65+ Real-Time Reports
Obtain data from your entire distribution network including retailers and subscribers’
recharge and purchasing activity, anywhere and anytime.

Commission Payments
Calculated live for every transaction and can be distributed in real-time to the retailers.

Low Balance Alerts
Send email or SMS text messages when a retailer account is below a specified value.

Business and Subscriber Intelligence
Gain detailed insights regarding your mobile business plus subscriber intelligence via various real-time reports.

Daily Reconciliation
Get real-time liability reporting and run reports from our live system, and not from a data warehouse (DWH).

Cloud Cover

Migrate your on-premise infrastructure to a hybrid and/or fully cloud-based topology with our certified professionals operating in the cloud space for 10+ years. We currently support mission-critical, telecom-grade, real-time transactional businesses in the cloud.

Audit

Your existing cloud infrastructure for recommendations on how to reduce costs, improve security, increase resilience, etc.

 

Maintainenance & Support

Of your current cloud infrastructure, whether monolith, microservices or serverless in 37 countries with 24/7 support.

Devops

A combination of practice and technologies to enable your applications to continually deliver bug-free products at high speed.

Back Up

Determine the right way to back up your digital assets based on regulatory requirements.

Postpaid & Bill Pay Management

State-of-the-art technology offering access to networks in 20+ countries for real-time electronic bill payment processing, reporting and reconciliation.  Our solution includes technical integration support for bill pay partners, 24/7 operational support via smartphone apps, PC terminals, kiosks and more. Additionally, banks, credit unions and other financial institutions can provide bill pay via API integration.

Wider Footprint

In the countries we serve, end customers can pay bills at 24/7 gas stations, lottery outlets, supermarkets, bank ATMs, self-service kiosks at airports and other ports of entry, and many more. Everywhere access reduces the need for customers to pay at telco retail locations which can instead focus on selling handsets and services. 

Uniformity

Having all electronic payment partners use the same integration and processes allows for easier tracking and management, plus avoiding problems when you update your billing system software.

Improved Customer Experience

Instead of spending up to 3 days with batch processes, our real-time solution improves CX and reduces disconnections due to late payments.

Available and Efficient Support

We support bill pay partners with integration work, configurations and all bill pay issues or queries.

Financial Access

Get access to digital products and services that advance financial inclusion for the underbanked through:

A payment platform to manage your retailer network that offers:

A Distribution Channel Management system that provides:

Follow us

Retailers, Gift Cards & Other

From restaurants and stores to experiences from the world's most popular brands

Content, Software & Gaming

Video and music streaming services, pre-paid subscriptions, cinema tickets, computer software, gaming apps, TV, cable and satellite

Agua_CDMX
Agua_Celaya
Agua_Colima
Agua_Irapuato
Agua_Puebla
Agua_Queretaro
Agua_Salamanca
Agua_Torreon
AGUAKAN
AMD
ARABELA
ATT NEXTEL
AVON
AXTEL
AyD
BELCORP
BETTERWARE
CALZADO ANDREA
CAPAMA
CASAS ARA
Celaya
CESPE
CESPT
CFE
Cia_Mex_Gas
Coahuila
ECOGAS
FULLER
GAS_NATURAL
Gobierno CDMX
Gobierno EdoMex
Gobierno Gto
Gobierno Jalisco
GobiernoTlaxcala
Herbalife
Hidalgo
IAVEPaseU
ILUSION
INFONAVIT
INTERAPAS
IZZI_WIIZ
JAFRA
Jalisco
JAPAY
JMAS
LBEL
Michoacan
MOVISTAR_FACTURA
MueveCiudad
NATURA
Naucalpan
Pay_Cash
Reynosa
SEAPAL VALLARTA
Siapa
SIDEAPA
Sky
STANHOME
STAR GO
SUPER BOLETOS
SwissJust
Tabasco
Telcel_Factura
Televia
TELMEX
Telnor
TUPPERWARE
Veolia
YANBAL
YVESROCHER
ZERMAT

Financial Services

Money transfers and remitances, rent-to-own, crypto, microloans, and bill and credit card payments

Bank accounts
Bill payment
Credit card payments
Credit cards
Debit cards
Micro-loans
Money transfers & remittances
Payment processing
Rent-to-own

Utilities, Government & Services

Water, gas, electricity, public transport, tolls and government payments

Car & mortgage payments
Electricity
Gas
Government payments, licenses & taxes
Lottery
Public transport, parking & tolls
TV, internet & telephone
Water

Add Your Heading Text Here

We'd love to hear from you, answer any questions, demo our offerings or explore collaborations.

First Name*
Last name*
Email address*
Phone number
Country
Company name
Job Title
I am
I want to
I want to
I want to
Upload my resume*
Maximum file size: 10 MB
Message*

Telecom Operators

Electronic airtime or top-ups (prepaid mobile recharge), postpaid bill payment, long distance, international top-up, stored value cards, new line activations and device porting