Low Weekly Payments

Welcome to the most competitive Rent-to-Own (RTO) Program!

With no credit checks required, no down payment and flexible payment options (including CASH PAYMENTS in YOUR store on Instapayportal.com), your customers will spend more in your store, guaranteed.

We guarantee we will beat any other RTO program’s total contract price by
at least 10% or more.

Various Payment Options Available

  1. 90 days Same-as-cash Price. Example: If a customer purchases a $1,000 phone and pays it off in under 90 days, their total cost would be only $1,125.
  2. Early Purchase Options. After the first 90 days, any customer will have the right to pay off their RTO agreement
    with a one-time payment at a 40% discount of the remaining balance. Example: If a customer has 30 weeks remaining at $25 per week, 30 x $25 = 750 – 40% discount ($300) = a $450 one-time Early Purchase payment.
  3. Guaranteed Best price for full contract term. LWP is the most affordable RTO program in the market, period. Staying the full length of the agreement allows the customer to continue enjoying LWP’s Service Protection Plan under which all manufacturer defects or problems are covered 100% free of charge.

Benefits to your Customer

  • We do not require a Social Security number
  • We do not require a bank account
  • No Credit Check
  • Customers can make their weekly payments in cash at the store
  • Fast, in-store application either online or with new paper applications

Benefits to your Store

  • LWP allows stores to offer their customers an easy Rent-To-Own (RTO) option to sell high-end inventory to customers who may otherwise not be able to purchase it.
  • We are the only RTO program that gives stores extra foot traffic by allowing customers to pay cash at the store & additional revenue by allowing stores to charge a $2 convenience/service fee per payment.
  • Store receives full payment within 24 hours of customer receiving product

All RTO contract terms have, by default, a standard duration of 52 weeks. However, each customer may, at the time of applying for a new account, elect to lower the total cost of their RTO contract by increasing the amount of their weekly payments and lowering the amount of weeks in which their contracts would be paid in full. LowWeeklyPayments (LWP) will offer customers three other faster term options for RTO contracts: either 13, 19 or 26 weeks. Customers may elect to make higher weekly payments to pay their accounts off quicker. There is also no risk to the customer to opt for a faster payoff term. If a customer elects a faster term but does not finish paying their total agreed balance by the agreed date, they simply revert back to a standard 52-week payment and contract term.

To apply simply visit the Low Weekly Payments website or sign up to become a dealer with Emida!

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